Wikidata:Property proposal/Bank properties

Bank properties

See below for the description.

Foreign Transaction Fee

Originally proposed at Wikidata:Property proposal/Generic

Done: foreign transaction fee (P5895) (Talk and documentation)

Description	foreign transaction fee applies to payments in foreign currencies
Represents	foreign transaction fee (Q55863525)
Data type	Quantity
Domain	payment card (Q1436963)
Example 1	American Express Gold Card (Q11285067) → 2 percent (Q11229) (valid in place: Germany (Q183))
Example 2	Amazon.de VISA Card (Q56510643) → 1.75 percent (Q11229)
Example 3	N26 Black (Q56247857) → 0 percent (Q11229)
See also	Wikidata:Property_proposal/CardProps

Discussion

Trading Fee

Originally proposed at Wikidata:Property proposal/Generic

Done: trading fee (P5896) (Talk and documentation)

Description	A trading fee or brokerage commision is fee charged when buying stock or commodities at exchanges or at a bank
Represents	brokerage commission (Q10460910)
Data type	Quantity
Domain	bureau de change (Q2002539), Securities account (Q2563572)
Example 1	DEGIRO (Q23680150) → 0.026 percent (Q11229) + 2 Euro (Q4916) (applies to part: Xetra (Q819468), valid in place: Germany (Q183))
Example 2	Bitfinex (Q29647473) → 0.2 percent (Q11229) (applies to part: maker fee (Q55956741) and 0.1 percent (Q11229) (applies to part: taker fee (Q55956748)
Example 3	Flatex Depot (Q56525744) → 5.90 Euro (Q4916) applies to part: Xetra (Q819468)
See also	Wikidata:Property_proposal/CardProps

Discussion

Account Charge / Subscription fee

Originally proposed at Wikidata:Property proposal/Generic

Done: account charge / subscription fee (P5897) (Talk and documentation)

Description	A monthly/yearly fee for using a service or account
Represents	account charge (Q56489330)
Data type	Quantity
Domain	subscription business model (Q26674207), financial services (Q837171)
Example 1	Google Play Music (Q3238917) → 9.99 United States dollar (Q4917) (duration (P2047): 1 month (Q5151); valid in place (P3005): United States of America (Q30))
Example 2	N26 Black (Q56247857) → 9.90 Euro (Q4916) (duration (P2047): 1 month (Q5151))
Example 3	Amazon Prime (Q21086634) → 69 Euro (Q4916) (duration (P2047): 1 annum (Q1092296)); 7.99 Euro (Q4916) (duration (P2047): 1 month (Q5151)) valid in place: Germany (Q183))
See also	Wikidata:Property_proposal/CardProps, fee (P2555)

Discussion

borrowing rate

Originally proposed at Wikidata:Property proposal/Generic

Done: borrowing rate (P5898) (Talk and documentation)

Description	the p.a. borrowing/lending rate
Represents	borrowing rate (Q1501526)
Data type	Quantity
Domain	subscription business model (Q26674207), financial services (Q837171), loan (Q2914547)
Example 1	DKB Cash (Q56489310) → 7.50 percent (Q11229)
Example 2	Barclaycard Visa (Q56489433) → 16.99 percent (Q11229)
Example 3	Madagascar (Q1019) → 60 percent (Q11229) (time:2017,determination method:...) Reference Worldbank
See also	Wikidata:Property_proposal/CardProps

Discussion

interest rate

Originally proposed at Wikidata:Property proposal/Generic

Done: interest rate (P5899) (Talk and documentation)

Description	The yearly interest rate
Represents	borrowing rate (Q1501526)
Data type	Quantity
Domain	financial services (Q837171)
Example 1	DKB Cash (Q56489310) → 0.2 percent (Q11229) (max amount 100000€)
Example 2	N26 Black (Q56247857) → 0 percent (Q11229)
Example 3	Flatex Depot (Q56525744) → -0.4% percent (Q11229) (start time: 2017)
See also	Wikidata:Property_proposal/CardProps

Discussion

Motivation

A foreign transaction fee applies to payments in foreign currencies. It is usually between 0-5%. A trading fee is important for exchanges as well as securities accounts. In respect to the existing properties

fee (P2555) (fee or toll payable to use or transit the subject)
capital cost (P2130) (amount of money spent on building or producing an object)
price (P2284) (published price listed or paid for a product)

I propose "Account Charge / Subscription fee" because fee (P2555) is quite general and doesn't indicate an ongoing process, a fee one has to pay just to be able to use the service. If most think that fee will do, I'll withdraw it. Another question is how to differentiate between "and" and "either", (ex. Amazon prime can be paid per month OR per year, Degiro charges per transaction 2€ PLUS 0.20%). I'm also not sure about the qualifier "duration", I'm thinking billing cycle (monthly, yearly) would be more precise. What do you think? Germartin1 (talk) 18:07, 8 September 2018 (UTC)[reply]

Support All David (talk) 07:18, 9 September 2018 (UTC)[reply]
Oppose I would use fee (P2555) for the fees, with an appropriate qualifier to link them to an item describing the type of fee. (We might need to create one.) − Pintoch (talk) 14:26, 16 September 2018 (UTC)[reply]
Support For all Nepalicoi (talk) 12:28, 17 September 2018 (UTC)[reply]

@ديفيد عادل وهبة خليل 2, Nepalicoi, Germartin1, Pintoch: Done: foreign transaction fee (P5895). − Pintoch (talk) 06:50, 21 September 2018 (UTC)[reply]

@ديفيد عادل وهبة خليل 2, Nepalicoi, Germartin1, Pintoch: Done: trading fee (P5896). − Pintoch (talk) 06:50, 21 September 2018 (UTC)[reply]

@ديفيد عادل وهبة خليل 2, Nepalicoi, Germartin1, Pintoch: Done: account charge / subscription fee (P5897). − Pintoch (talk) 06:51, 21 September 2018 (UTC)[reply]

@ديفيد عادل وهبة خليل 2, Nepalicoi, Germartin1, Pintoch: Done: borrowing rate (P5898). − Pintoch (talk) 06:52, 21 September 2018 (UTC)[reply]

@ديفيد عادل وهبة خليل 2, Nepalicoi, Germartin1, Pintoch: Done: interest rate (P5899). − Pintoch (talk) 06:56, 21 September 2018 (UTC)[reply]